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Billy Norwood
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185 Banyan Bay Drive , Saint Petersburg, FL 33705

$645,000
  • 185 Banyan Bay Drive , Saint Petersburg, FL 33705 Main Photo

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New to the Market Active
BEDS3 BATHS2 full 1 partial SQUARE FEET2,230 MLS#TB8527162
STATUSActive PROPERTY TYPEResidential - Townhouse SUBDIVISIONBANYAN BAY AT RUTLAND

Property Description

Welcome to Banyan Bay a Gated 'WORRY-FREE LIVING' waterfront townhome community nestled just south of vibrant downtown St. Petersburg. Not affected by 2024 Hurricanes flooding. From the moment you enter through the elegant wrought-iron gates, you're greeted by beautifully manicured grounds and mature landscaping that exude tranquility and pride of ownership. AMAZING HOA that provides peace-of-mind and a townhome that 'LIVES LIKE A SINGLE FAMILY HOME! Banyan Bay residents enjoy access to a heated community pool, and a private dock with 12 deeded boat slips (opportunities to rent from individual owners or purchase), a community day slip, and kayak and paddle board storage. This thoughtfully updated 3-bedroom, 2.5-bath features Luxury finishes throughout such as Quartz countertops, Porcelain sinks in all bathrooms, Luxury vinyl plank flooring (LVT) throughout, all IMPACT-RATED windows, doors and Garage Door, for storm safety and energy efficiency. Downstairs open-concept living/dining layout offers flexible arrangement options, tall ceilings, tall windows with Hunter Douglas PLANTATION shutters, a guest 1/2 bath and indoor laundry room. The CUSTOM designed kitchen offers Café appliances, DOUBLE electric range with APP-CONTROLLED, sealed MARBLE countertops, porcelain APRON sink with OFFSET drain, ISLAND with power and storage, large PANTRY closet, above-cabinet and under-cabinet LED lighting, Hunter Douglass MOTORIZED window shade. Coat closet with ample storage under staircase could be used for holiday and seasonal decor. Hurricane impact slider, with a motorized shade, leads out to the rear SCREENED porch and open-air extended patio, with room for your own grill, and framed by a privacy hedge providing a relaxing atmosphere for entertaining. Upstairs Comfort & Style is evident in the LOFT with a custom built-in niche providing additional storage. The stunning primary suite features a high COFFERED ceiling, a custom designed California Closet system featuring wall-to-wall VALET cabinetry, integrated make-up niche with dimmable lighting, and French doors leading to a private BALCONY. Spacious guest bedrooms and vaulted ceilings extend throughout the upper level, creating a bright and open ambiance. Additional SMART-HOME FEATURES & modern utilities include APP-CONTROLLED LG washer & dryer, NEST smoke detectors, GE whole-home water FILTRATION system with remote shutoff, APP-CONTROLLED RHEEM water heater (2020), HVAC system (2019) with UV antimicrobial light, OVERSIZED 2-Car Garage with MyQ SMART GARAGE opener on HURRICANE-RATED door, EPOXY floor, overhead storage and EV CHARGER-READY hookup (240v / 60-amp breaker). The comprehensive HOA includes ALL Exterior PAINT of the home and community (Community painted 2Q 2024), ROOF repairs & maintenance, INSURANCE flood and structures (owner only needs 'walls in coverage), WATER, 500 gig INTERNET, Spectrum CABLE, Common area LANDSCAPING, Irrigation, maintenance of the DOCK, POOL, Pool AMENITIES, GATE and the Private ROAD maintenance. LARGE DOG Friendly! Banyan Bay offers a rare blend of privacy, smart-living, and waterfront amenities-this Townhome is NOT in a flood zone and unaffected by recent storms. Within minutes from the Gulf beaches, and everything St. Petersburg has to offer. This is not just a home-it's a lifestyle. Come see it for yourself.

185 Banyan Bay Drive | MLS# TB8527162

This townhouse located at 185 Banyan Bay Drive , Saint Petersburg, FL 33705 is currently listed for sale with an asking price of $645,000. This property was built in 2004 and has 3 bedrooms and 2 full and 1 partial baths with 2230 sq. ft. Banyan Bay Drive is located in the BANYAN BAY AT RUTLAND subdivision. Search BANYAN BAY AT RUTLAND real estate on bnorwood.floridaexecutiverealty.com today.

Property Features

Property Type: Residential - Townhouse
Cooling: Central Air
Fenced: Yes
Garage: 2 car attached
Heating: Central, Electric
Home Style: Mediterranean
Lot Size: 0.04 Acres
Roof Type: Tile
Stories: 2.0
Taxes: $6,002
Year Built: 2004

Amenities

Built-in Features
Ceiling Fans(s)
Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
PrimaryBedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-In Closet(s)
Window Treatments
Balcony
Sidewalk
Sliding Doors

Feature Descriptions

Additional Rooms: Attic, Inside Utility, Loft
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier
Association Amenities: Gated
Body of Water: LITTLE BAYOU TO TAMPA BAY
Community Features: Association Recreation - Owned, Community Mailbox, Deed Restrictions, Gated Community - No Guard, Golf Carts OK, Irrigation-Reclaimed Water, Pool, Sidewalks, Street Lights
Days on Site: 1
Directions: From I-275 take the 54th Ave S exit. Go east on 54th Avenue South to the end. On 4th Street South turn Left.The Gated entrance to Banyan Bay will be immediately on the Right hand side of the street.
Disaster Mitigation: Hurricane Shutters/Windows
Exterior: Block, Concrete, Frame
Fencing: Masonry
Flood Zone Code: X500
Flooring: Carpet, Laminate, Tile
Foundation: Slab
HOA Fee: 1124.55/ Monthly
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot: Cul-De-Sac, City Limits, Near Public Transit, Sloped
Lot Dimensions: 0.04
Number of Pets: 2
Ownership: Fee Simple
Parking: Electric Vehicle Charging Station(s), Garage Door Opener, Oversized
Parking Notes: Electric Vehicle Charging Station(s), Garage Door O
Patio/Porch: Patio, Rear Porch, Screened
Pets Allowed: Yes
Pets Restrictions: Please confirm current pet restrictions with HOA.
Pets Size: Extra Large (101+ Lbs.)
Pets Weight (Max): 101
Property Attached Y/N: Yes
Property Sub-Type: Townhouse
Security: Closed Circuit Camera(s), Fire Sprinkler System, Gated Community, Security Gate, Smoke Detector(s)
Sewer: Public Sewer
Showing Instructions: Gate Code Required, Listing Agent Must Accompany, See Remarks, ShowingTime
Special Sale Provisions: None
Special View Info: Water
Utilities: Cable Available, Public
Vegetation: Mature Landscaping, Trees/Landscaped
Water: Public
Water Access: Bay/Harbor, Bayou
Water Access Y/N: Yes
Waterfront Features: Assigned Boat Slip, Fishing Pier, Sailboat Water
Windows: Blinds, Drapes, Insulated Windows, Shades, Shutters, Storm Window(s), Window Treatments

Room Sizes

Living Room: 23x21
Kitchen: 10x16
Primary Bedroom: 12x23
Bedroom 2: 10x12
Bedroom 3: 10x12
Loft: 12x16

Listed By / Shown By

Listed By

Agency Name: SMITH & ASSOCIATES REAL ESTATE
Agency Contact: 727-342-3800

Shown By

Agent Name: Billy Norwood
Agent Phone: Cell: (727) 458-4154
Agency Title: Florida Executive Realty

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Estimated Payment

$ 2,123.78 per month $1,435.49 Principal & Interest $500.17 Property Tax $188.13 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 07/11/2026. The listing information on this page last changed on 07/11/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 07/11/2026 12:01:39 AM EST) or Stellar MLS (last updated Fri 07/10/2026 11:44:06 PM EST). Real estate listings held by brokerage firms other than Florida Executive Realty may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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